Terms and Conditions

Effective Date: 24/06/2023

These Terms and Conditions govern your use of the Savvy Budgeting Solutions website, tools, and resources, including our budgeting e-book "8(ate) Simple Steps to Bust Your Debts." By using our services, you agree to the terms below.

Business Name: Savvy Budgeting Solutions
ABN: ABN 38 669 362 434
Support Contact: [email protected]

1. General Information

Savvy Budgeting Solutions is an independently owned business operated by a certified Spending Planner. The business owner became a qualified affiliate of the Spending Planners Institute in 2016, having successfully completed the required study and certification.

As an affiliate, Savvy Budgeting Solutions is authorised to provide access to the Spending Planner Program, a third-party budgeting software platform. While the software itself is owned and operated by the Spending Planners Institute, Savvy Budgeting Solutions provides support, education, and implementation services as a certified Spending Planner.

The term "Spending Planner" refers specifically to the certified individual representing the affiliate business who is qualified to offer guidance and services related to the use of the software.

2. Use of Tools and Services

You may use our tools and content for personal, non-commercial purposes only. Redistribution, commercial use, or reverse-engineering of our systems or content is prohibited.

3. Use of the Spending Planner Program

Engagement with the Spending Planner Program may require a separate license or agreement with the original software provider (Spending Planners Institute). Savvy Budgeting Solutions assists with setup, education, and customer support but does not own the software or control its technical operations.

4. E-Book Usage

The "8(ate) Simple Steps to Bust Your Debts" e-book is provided for free for personal use. It may not be redistributed, sold, or modified without written permission. The information provided is for general education purposes only and does not constitute financial advice.

5. Affiliate Disclosure

Savvy Budgeting Solutions may receive commissions from product referrals, including access to the Spending Planner Program. This occurs at no additional cost to you.

6. Privacy

Personal data collected through this website is handled according to our Privacy Policy. Your contact details may be used for communication, updates, and relevant offers.

7. Financial Disclaimer

Savvy Budgeting Solutions does not offer licensed financial advice. Our tools and materials are designed to support general budgeting education and personal finance awareness. You are solely responsible for your financial decisions and outcomes.

8. Limitation of Liability

While we make every effort to provide accurate and helpful information, we are not responsible for any losses or damages resulting from the use of our tools, resources, or third-party services.

9. Intellectual Property

All branding, logos, guides, and digital resources created by Savvy Budgeting Solutions are protected by intellectual property laws and may not be reproduced without permission.

10. Modifications

We reserve the right to update these Terms at any time. Any changes will be reflected on this page with a revised effective date.

11. Contact

Email: [email protected]
Website: www.savvybudgetingsolutions.com.au