Our Spending Planner began as Simply Budgets in 1995 as desktop software, selling 30,000 copies Australia wide before evolving into a powerful yet simple web-based app in 2012. Its standout feature is the ‘Magic Number’—the amount that should be in your account each day to stay on track financially. Unlike just checking your balance, this number helps you plan, pay bills on time, and achieve goals like holidays, new cars, or investments. With future projections and easy planning tools, plus tutorials and support, Our Spending Planner helps you take control of your finances with confidence
Welcome!
Struggling to Stick to Your Budget?
Traditional budget tools only show you where your money went. Savvy Budgeting Solutions shows you where it’s going—12 months in advance. For less than the cost of a coffee, get real-time forecasts, actionable insights, and peace of mind with Australia’s best budget planner.
- 30 Day Money-back Guarantee
- 24/7 Support
About Us
Who We Are – Savvy Budgeting Solutions
At Savvy Budgeting Solutions, we believe financial freedom starts with clarity, control, and confidence. Founded in 2016, our mission is to eliminate the stress of traditional budgeting by providing a smarter, forward-looking approach to managing money.
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Features
Tired of stressful budgeting? Our revolutionary approach gives you effortless financial control. See 12 months into your future finances, automatically update your planner with each transaction, and make confident spending decisions.
Future Spending Forecast
Gain the power to look 12 months into your financial future. Know exactly when your balance might dip below $0 – and fix it before it happens. Unexpected expense? Just update your balance and watch your forecast instantly regenerate. Stay prepared for anything with real-time financial visibility.
Automatic Daily Updates
Simply check off completed transactions and watch your financial forecast update instantly. When unexpected expenses arise, just enter your new bank balance – your entire financial plan will automatically recalculate, keeping you always prepared.
Plan Without Saving
Want to book a holiday? Our tool shows you exactly when you can afford it – without touching your savings.
One-of-a-Kind Tool
There are no other budgeting tools like this. We guarantee you’ll be in a better financial position – or we’ll refund you 12 months of fees.
Get Your Time Back
Get back hours of data entry every month and spend that time where it matters most.
Testimonials
What our customers say
This budgeting tool has helped us get our financial goals back on track by teaching us new strategies and how to get around those day to day hurdles.
We can see our dream of a new home a lot sooner than we thought now! HIGHLY RECOMMEND
As a full time student living below the poverty line, the idea of taking on an additional expense, no matter how low the cost was initially a little daunting. However continuously struggling to make ends meet, I decided to take the plunge and it wasn’t long before I felt like I could never look back. Having the ability to properly forecast my income and expenses well into the future has made it so that I can more comfortably manage my finances and stop stressing so much about money while I’m studying. The spending planner is something I intend to continue using for the rest of my life. Thanks Savvy!
Really enjoying this process with this tool, changing old habits and learning new ones
I wish I had of downloaded this program years ago!!!
Before this program we were living week to week, which was just stressful! We now can see in advance where all our money is going, which has just taken so much pressure off us.
Highly recommend this tool to anyone!!!